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Gifford State Bank Website

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Credit Cards


Master Card Platinum

Low Rate Card

Features:

  • No annual fee.
  • Low introductory rate for the first six months1.
  • Competitive ongoing APR1.
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.

Benefits:

  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Online account information available 24/7 at www.cardaccount.net.
  • Rental car collision damage waiver protection and a host of extraordinary MasterCardĀ® benefits.
  • Unlike some card offers, the APR1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

Fees:

  • Other fees may be charged, these fees are listed on the downloadable application.
Master Card World

World Card / Preferred Points Rewards

Features:

  • Earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month.
  • No annual fee.
  • Low introductory rate for the first six months1.
  • Competitive ongoing APR1.
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.

Benefits:

  • Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
  • To view or redeem rewards points, visit www.mypreferredpoints.com or call 866-678-5191.
  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Online account information available 24/7 at www.cardaccount.net.
  • Rental car collision damage waiver protection and a host of extraordinary MasterCardĀ® benefits.
  • Unlike some card offers, the APR1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

Fees:

  • Other fees may be charged, these fees are listed on the downloadable application.

Application Information

To apply, click on one of the "Apply" buttons above. Then either:

  • Fill out the necessary information and then print the application (you cannot save the document, so print an extra copy for yourself), OR
  • Print the application and then complete it using a blue or black pen.

Paper applications are also available at your local branch office.

Your completed application can be submitted in one of the following ways:

  • Faxing the completed application to the Card Service Center at 877-809-9162
  • Mailing the completed application to:
    Card Service Center
    PO Box 569120
    Dallas, TX 75356-9120
  • Bringing the completed application in to your local branch

1 Please see application for information about current APRs and fees.