Gifford State Bank Website

Commercial

Online Banking


Commercial Lending


Whether you are starting a new business or are an existing business owner needing to expand, we are eager to help. The Gifford State Bank offers a variety of commercial loans ranging from start-up business loans, machinery purchases, or short-term operating lines of credit.

REVOLVING LINES OF CREDIT

Get the flexibility you need from the bank you trust. Our revolving lines of credit give you quick access to cash, so you can buy inventory, cover accounts receivable, or act fast when the next opportunity comes along.

TERM LOANS

Get a customized loan to meet your needs.

COMMERCIAL REAL ESTATE

Is it time to stop leasing and purchase your commercial property? Apply for a Commercial Real Estate loan customized to meet your needs.


Tanner

Tanner McLain

Checking Accounts


Savings Accounts


Cash Management Services


The Gifford State Bank offers numerous services important to your business's daily operation such as cashier's checks, stop payments, wire transfers and cash and coin orders. We make managing your business accounts convenient and easy. Let our experienced business professional department help you determine which services best fit your needs.


Merchant Services


We are proud to partner with TIB Merchant Services which features a complete turnkey offering for your business to accept and process payments efficiently and safely. Our full line of fast and convenient payment processing services will provide a solution tailor-made for your business. Our next business day funding will accelerate your cash flow and our competitive rates will help reduce your expenses. Whether you need a traditional terminal, an e-Commerce solution, a fully functional Point-Of-Sale solution or the latest in mobile payment technology, we provide fast and secure payment acceptance methods designed to help grow your business. We will provide a free cost analysis and assessment to determine which payment processing solution best suits your individual business needs. Contact us today! We look forward to working with you!


Credit Cards


Standard Business Card

Standard Business Card

Features:

  • No annual fee.
  • Competitive ongoing APR1.
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.
  • Individual and summary billing options.

Benefits:

  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Online account information available 24/7 at www.cardaccount.net.
  • Rental car collision damage waiver protection and a host of extraordinary MasterCardĀ® benefits.

Fees:

  • Other fees may be charged, these fees are listed on the downloadable application.
Business Card / Preferred Points Rewards

Business Card / Preferred Points Rewards

Features:

  • Earn one reward point for each dollar spent, up to 10,000 points per month.
  • Low annual fee of $49.00 per account.
  • Competitive ongoing APR1.
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.
  • Individual billing option only.

Benefits:

  • Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
  • To view or redeem rewards points, visit www.mypreferredpoints.com or call 866-678-5191.
  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Online account information available 24/7 at www.cardaccount.net.
  • Rental car collision damage waiver protection and a host of extraordinary MasterCardĀ® benefits.

Fees:

  • Other fees may be charged, these fees are listed on the downloadable application.

Application Information

To apply, click on one of the "Apply" buttons above. Then either:

  • Fill out the necessary information and then print the application (you cannot save the document, so print an extra copy for yourself), OR
  • Print the application and then complete it using a blue or black pen.

Paper applications are also available at your local branch office.

Supporting documents vary depending on the type of business you have. See chart below.

Sole Proprietor Partnership Private Corporation Public Corporation Non-Profit
Application
Organizational Papers
Borrowing Resolution  
Financial Statements  
Personal Guaranty    
Personal Tax Return    

Your completed application can be submitted in one of the following ways:

  • Faxing the completed application to the Card Service Center at 877-809-9162
  • Mailing the completed application to:
    Card Service Center
    PO Box 569120
    Dallas, TX 75356-9120
  • Bringing the completed application in to your local branch

1 Please see application for information about current APRs and fees.