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Assistant Compliance Officer - Gifford


Location: Gifford Branch
Hours: Monday-Friday 8:00 a.m. to 5:00 p.m.
Summary: Under the general supervision of the Compliance Officer, this position performs various assignments related to the Bank’s Compliance, and Bank Secrecy Act/Anti-Money Laundering Programs.


Essential Duties:

  1. Develops, implements, and administers all aspects of the Bank’s Compliance Management Program; performs duties as the Bank’s Compliance Committee chairperson; assists independent auditor, state and federal examiner inquiries; reviews and writes compliance related policies and procedures; makes recommendations to the Compliance Officer when appropriate; submits annual reports to the Board of Directors detailing compliance issues.
  2. Maintains a proficient knowledge of all applicable banking rules and regulations.
  3. Performs duties as the Assistant Bank Secrecy Act/OFAC Officer; conducts various quality control reviews and monitoring in the areas of Bank Secrecy Act, USA Patriot Act, Anti-Money Laundering, OFAC and Customer Identification Program compliance using Bank policies and procedures to ensure the Bank’s compliance efforts are maintained on a daily basis.
  4. Performs duties as the Community Reinvestment Act Officer; develops and implements programs to ensure the Bank meets the needs of the community and attains CRA compliance goals.
  5. Works closely with the Compliance Officer; develops strategic plans, reviews reports; organizes plans and makes recommendations for major compliance initiatives involving functional changes within the Bank.
  6. Assists the Compliance Officer in overseeing actions of comprehensive self-testing, independent third party and regulatory audits; makes necessary preparations for such audits or exams; coordinates responses to external auditors and regulatory examiners; ensures deficiencies identified from such audits and examinations are corrected.
  7. Develops and administers various forms to assure the use of correct and updated forms by Bank personnel.
  8. Ensures compliance with all applicable reporting and recordkeeping requirements.
  9. Ensures timely distribution of related materials and publications to designated personnel.
  10. Schedules and organizes compliance training presentations and exercises with all Bank personnel.
  11. Consistently applies superior decision-making techniques pertaining to inquiries, approvals and requests as they apply to existing policies and procedures, keeping within assigned approval limits and using these instances as learning tools for employee development.
  12. Assumes responsibility for special projects, gathers data and prepares reports for Senior Management, audits and other personnel.
  13. Treats people with respect; keeps commitments; inspires the trust of others; works ethically and with integrity; upholds organizational values; accepts responsibility for own actions.
  14. Follows policies and procedures; completes administrative tasks correctly and on time; supports the Bank’s goals and values; benefits the bank through outside activities.
  15. Adheres to privacy requirements and maintains the confidentiality of customer information.

Supervisory Responsibility:
The position of Assistant Compliance Officer, in conjunction with the Compliance Officer is responsible for overseeing the Loan and Deposit Review staff and the Document Imaging function.


Minimum Requirements:
These specifications are general guidelines based on the minimum experience normally considered essential to the satisfactory performance of this position. The requirements listed below are representative of the knowledge, skill and/or ability required to perform the position in a satisfactory manner. Individual abilities may result in some deviation from these guidelines.

  • Bachelor’s degree from an accredited college or university; or 5 years of related experience and/or training; or the equivalent combination of education and experience. Work related experience should consist of an in-depth background in Bank administration, compliance and supervisory skills. Educational experience, through in-house training sessions, formal school or financial industry related curriculum, should be applicable to the financial industry.
  • Advanced knowledge of Bank administration, lending and operations products and services; related state and federal laws and regulations, and other Bank operational policies and procedures.
  • Intermediate experience, knowledge and training in all operational and lending activities and terminology.
  • Proven ability to effectively train and instruct others in a formal classroom or one-on-one environment.
  • Ability to read, analyze and interpret general business periodicals, professional journals, and technical procedures.
  • Excellent organizational and time management skills.
  • Advanced skills in computer operation; basic understanding of mainframe computer system/network functionality; word processing and spreadsheet software programs.
  • Intermediate typing skills to meet production needs of the position.
  • Exceptional verbal, written and interpersonal communication skills with the ability to apply common sense to carry out instructions and instruct others, train personnel, write reports, correspondence and procedures, and speak clearly to customers and employees.
  • Ability to deal with complex problems involving multiple facets and variables in non-standardized situations.
  • Ability to work with no supervision while performing duties.