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Please activate your EMV Chip Card(s) issued by The Gifford State Bank.
If you have already activated your EMV Chip Card you may disregard this notice.
All old magnetic strip cards that do not have the EMV Chips will be deactivated.
Debit Card - Fraud Tips / Lost
Important Tax Information: Due to the recent warnings issued by the Internal Revenue Service concerning fraudulent tax returns and tax refunds, The Gifford State Bank will no longer accept tax refunds to be deposited into an account unless the refund is payable to the account’s owner. Tax refunds directed to someone other than an owner of the account will be returned to the IRS.